646.634.1945

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About Verittas

Verittas Risk Advisors was founded in 2014 by George Mark.  Verittas Risk Advisors creates authentic business partnerships with financial institutions.  The close working relationship between you and Verittas brings you industry expertise, hands-on experience of current financial services practice, and intimate ‘best practice’ knowledge. 

Verittas is independent of your institution, but is an essential part of your business plan.  You concentrate on executing your strategic plan and core business activities; we provide assurance and validation of the controls, oversight and governance required to effectively run a financial institution in today’s business, legal and regulatory climate.

Our leadership team has served financial institution clients for over twenty years.  Verittas services include a wide range of general consulting services and outsourced internal audit programs. We are on the leading edge of understanding regulatory developments to provide you with innovative and effective solutions.

Our responsive team is available 24/7 to assist you.  The minute you have a need, contact us.  We’re available 24 hours a day, with professional and capable leadership.

Meet some of our team members


George MarkGeorge R Mark

With more than 25 years of experience in the financial services sector, George Mark has extensive risk management and accounting expertise.   He was a partner with Coopers & Lybrand, and served as a partner for several other professional services firms.  George creates authentic business partnerships with financial institution executives and boards. His close working relationships with clients  brings industry expertise, hands-on experience of current financial services practice, and intimate ‘best practice’ knowledge. In the words of one of his clients, “George provides solid governance, business and financial skills second to no one.”

Previous Experience
Most recently, George was President of ICS Consulting Partners, a rapidly growing risk advisory firm providing internal audit and related services. George also served as Audit Partner and Financial Institutions Industry Leader for a leading global accounting firm, where he led global risk assessments for multibillion-dollar financial institutions. Prior to that, he was a partner at several professional services firms, including Coopers & Lybrand. George complements his professional services experience with industry experience as Chief Financial Officer for a publicly-traded managed care company and Executive Vice President for a diversified publicly-traded financial institution.

Education

  • Bachelor of Business Administration, Temple University

 


Ed Reagan

Managing Director

With over 25 years of practical experience in all aspects of enterprise risk management, with extensive business continuity program development, management and governance experience.

Mr. Reagan is a business continuity professional with a proven record of successful project management, strategy development and tactical planning based on real world experience. Obtaining continuity of business operations based on brief, actionable and exercised response procedures for both mission critical business operation and their supporting technical infrastructure.

A leader with excellent communication skills and the ability to solve complex problems, who is dedicated to exceeding customer expectations and delivering solutions in a manner that all participants understand and embrace.

 

Previous Experience

Most recently, Ed was Senior Business Advisor with NContracts, formerly Strohl Risk Solutions, an enterprise risk management software as a service (SaaS) company dedicated to providing solutions to banks and credit unions. Ed was responsible for the redesign of their enterprise risk and vendor management offerings; and for the initial design of their new business continuity offering.  Prior to that, Ed was a Senior Consultant with Sungard Availability Services, where managed professional service engagements for many of their financial sector clients.  Including development of continuity of operations plans (COOP) for federal financial agencies and enterprise business continuity plans (BCP) for various exchanges, investment firms, insurance companies, mortgage companies, credit unions and banks.

Specific Skill Sets

  • Enterprise Business Continuity Management
  • Enterprise Business Continuity Program Development
  • Enterprise Risk Management
  • Project Management
  • Program Management
  • Incident / Event Management
  • Site / Facility Risk Assessment
  • Vendor Risk Management

Certifications

  • Certified Business Continuity Professional (CBCP)

Memberships

  • Association of Continuity Professionals
  • Contingency Planning Exchange
  • Disaster Recovery Institute International

Education

  • BS, Management of Computerized Information Systems, Drexel University’s LeBow College of Business

Bob Flores

Bob Flores

Managing Director

A California native with over 20 years of financial investigations experience and over 12 years specializing in BSA/AML, Mr. Flores is highly experienced with FDIC, OCC, and California DBO in the areas of day to day bank operations, with expertise emphasis in Memorandums of Understanding, Consent Orders and Cease and Desist Orders of BSA Safety-Soundness and Compliance. Experienced in bank-wide oversight of Federal and State Bank Examinations in areas of BSA and General Compliance. Bob has the experience imperative to financial institutions, having successfully managed and negotiated the lifting of Joint CA DBO and FDIC Cease and Desist Order related to BSA and Operational weakness.

Mr. Flores is a regulatory compliance professional who truly cares about the integrity of his team’s work and the wellbeing of his clients. He lends his experience in regulatory matters and remediation with a hands on approach who is always available to meet with clients to ensure their needs are being heard and executed. 

Previous Experience

Bob Flores has served as Chief Compliance Officer, BSA Officer, Board Member and Corporate Secretary of publicly-traded financial institutions. Mr. Flores has also managed bank merger & acquisition campaigns and legal matters for a publicly traded bank. 

Fluent in Spanish, Mr. Flores has significant International Banking experience providing advisory service to international banks in Mexico, Panama, Guatemala, Ecuador, Costa Rica as well as Central Banks of three Latin American countries.

Education

  • Bachelor of Business Administration - University of California, Davis

 


Matt LevenduskiMatt Levenduski

Manager

Mr. Levenduski has multiple years of bank internal audit and compliance risk management experience.  He has specific experience providing advisory services for various financial, operational, and regulatory issues at clients across the US, ranging from less than $100 million to $4.5 billion in assets.  

Mr. Levenduski has experience advising Banks operating under regulatory enforcement actions in achieving remediation and compliance. During several of these projects, Mr. Levenduski led teams of compliance professionals and subject matter experts. Mr. Levenduski is currently working toward achieving both the CAMS and CPA certifications.  



Specific Skill Sets

  • Bank Secrecy Act/Anti Money Laundering Compliance
  • BSA/AML Software Tuning and Optimization
  • BSA/AML Risk Assessments
  • Regulatory Remediation
  • Regulatory Correspondence
  • Board Reporting
  • Internal Audit Risk Assessments
  • Audit Planning
  • Accounting/Finance
  • Investments
  • Liquidity Planning
  • Contingency Funding Plans
  • Asset/Liability Management
  • Interest Rate Risk Management
  • Sarbanes-Oxley Testing and Compliance
  • Loan Underwriting
  • Operational Risk Management

Certifications & Memberships

  • Member, Institute of Internal Auditors

Education

  • Rutgers University 


David Metzler

Director, Accounting and Risk Consulting

David has over 15 years of experience in providing audit, accounting and risk management services for a multitude of clients within the financial services industry including depository institutions, broker-dealers and finance companies including those with international operations. His clients vary from initial start-up companies to multi-billion dollar SEC registrants.  

David was an Audit Partner and the Philadelphia Practice Leader for a Top-25 National Accounting Firm and previous to that was with Grant Thornton LLP.  During his tenure he has been involved in all facets of the audit and risk processes, and is skilled at the preparation and evaluation of quarterly and annual financial statements in compliance with applicable US GAAP and regulatory guidelines. David continually oversees and manages large engagement teams while providing clients with industry insights, current emerging trends, and a balance of responsiveness and agility to change focus and meet the needs of growing businesses.

Since the formation of the Sarbanes-Oxley Act David has also worked extensively with clients to ensure a quality focused, effective and seamless implementation of its requirements at both mature and emerging growth companies.  Through his interactions with management teams, senior executives and directors he continually emphasizes what is most important and relevant to completing a successful project and to enhancing the quality, stability and growth of a dynamic organization.  

David promotes professional excellence and collaborative learning through presentations at professional seminars, conferences, and certified professional education programs and continues to foster that environment by speaking frequently on professional topics ranging from changes in fair value measurements, allowance for loan and lease losses, implementation of the current expected credit loss model, and best practices for audit committee efficiency and effectiveness.

 


Specific Skill Sets

  • Certified Public Accountant in the State of Pennsylvania
  • Member of the American Institute of Certified Public Accountants 

 


Education

  • Bachelor's degree in business administration - Temple University

 


 

Alex GordonAlexander Gordon, CAMS

Manager

Mr. Gordon is a senior associate with Verittas Risk Advisors.  He has assisted several multi-billion dollar institutions remediate BSA/AML related issues. Specifically, he has assisted clients in data analysis in the field of BSA/AML including alert clearing, customer due diligence and enhanced due diligence. Additionally, he has experience managing internal audits and assisting in the execution of the internal audit plan at a multi-billion dollar financial institution.

Specific Skill Sets

  • Bank Secrecy Act/Anti Money Laundering
  • Regulatory Remediation and Compliance
  • BSA/AML Software Alert Clearing
  • Data Reconciliation
  • Data Analytics
  • Enhanced Due Diligence
  • Credit Risk Management
  • Allowance for Loan and Lease Losses
  • Electronic Banking
  • ACH
  • Wealth Management
  • System Conversion Testing and Auditing
  • Asset/Liability Management
  • Gramm-Leach Bliley Act Compliance
  • Regulation O Compliance

Education

  • Temple University

 


Louis R. Thorpe, Jr.Louis R. Thorpe, Jr.   CIA CFSA

Director, Regulatory and Audit Quality

Lou brings more than 35 years of broad Internal Audit experience to the clients of Verittas. His specific expertise lies in deposit operations, investments, loan servicing, loan origination, electronic banking, BSA/AML and other compliance type audits. Lou is well-versed in writing audit manuals and creating audit programs, including incorporating regulatory rules changes into the audit programs. Prior to joining Verittas, Lou has spent over 12 years in two other Outsourced Internal Audit firms where he has assisted various types of financial institutions by providing internal audit, compliance, and other types of bank operational projects. The clients he has assisted have ranged from small, 1 branch community banks to large, multi-branch regional institutions.


Specific Skill Sets

  • Financial Internal Auditing
  • Asset Liability Management/ Interest Rate Risk
  • Model Validations
  • Wealth Management
  • Identity Theft Red Flags
  • Deposit Operations
  • Electronic Banking
  • Regulatory Compliance Audits
  • NACHA Rules Compliance
  • Loan Servicing & Collection
  • Loan Originations
  • Internal Audit Risk Assessments
  • Bank Secrecy Act
  • Mortgage Banking
  • Fraud Investigations
  • Due Diligence Assignments
  • Branch Operations

Certifications & Memberships

  • Certified Internal Auditor (CIA)
  • Certified Financial Services Auditor (CFSA)
  • Member, Institute of Internal Auditors

Education

  • BBA, Accounting and Real Estate; Temple University 


Robert R. Villapando

CAMS

Mr. Villapando has extensive Banking, Finance, Mortgage Banking, BSA/AML, Anti-money laundering, and Internal Audit experience within highly competitive markets. Mr. Villapando’s deep knowledge of current compliance issues including; Suspicious Activity Reports, Currency Transaction Reports, BSA/AML/Fraud investigations, KYC/EDD, OFAC, Debit Card makes him a valued asset on all engagements. Mr. Villapando is especially skilled in complex multi-relationship BSA look back analysis and has had experience with Federal and State Regulatory Consent Orders, including Cease and Desist Orders of BSA Safety-Soundness and Compliance.

Mr. Villapando has multiple years of bank internal audit and compliance risk management experience.  He has specific experience providing advisory services for various financial, operational, and regulatory issues at clients across the US, ranging from less than $100 million to $10 billion in assets.  

 

Previous Experience

Robert Villapando has served as Compliance Officer, Senior Auditor, and AML Analyst for numerous publicly-traded financial institutions. Fluent in Spanish, Mr. Villapando has significant International Banking experience providing advisory service to international banks in Mexico, Panama, Guatemala, Ecuador, Costa Rica as well as Central Banks of three Latin American countries.

 

Specific Skill Sets


  • Bank Secrecy Act/ Anti Money Laundering Compliance
  • BSA/AML Risk Assessments
  • Regulatory Remediation
  • Internal Audit
  • MSB Monitoring and Auditing
  • CIP/CDD/EDD/KYC
  • Loan Review
  • Board Reporting


Certifications & Licenses


  • Anti-Money Laundering Specialist, CAMS
  • BRE Brokers License, State of California


Jason MarkJason Mark

Associate

Jason has an extensive background in IT management, Network Installation, and Computer hardware and software installation. Jason has performed multiple intrusions testing for private networks and has worked on multiple local government agency servers.  

In addition to his IT experience, Jason has detailed experience in BSA/AML Compliance, internal audit and risk management.  He has experience in advising Banks operating under regulatory enforcement actions related to BSA compliance, in areas including alert clearing, Customer Due Diligence and Enhanced Due Diligence.  Jason is concurrently studying towards achieving the CAMS and CISA certifications.  

Specific Skill Sets

  • Bank Secrecy Act/Anti Money Laundering
  • Regulatory Remediation and Compliance
  • BSA/AML Software Alert Clearing
  • Customer Due Diligence
  • Enhanced Due Diligence
  • BSA/AML Risk Assessment
  • Gramm-Leach Bliley Act Compliance
  • Vendor Management
  • Cash Intensive Businesses
  • Model Validation
  • Database Creation
  • IT Auditing
  • Internal Auditing
Certifications & Memberships
  • Member, Institute of Internal Auditors
  • Certified Microsoft Administrator
  • NCIC-(National Crime Information Center) Certified 
  • National Technical Honor Society
Education
  • Nova Southwestern University

 

 


 

Paul Manzi

Mr. Manzi has assisted several financial institutions remediate BSA / AML related issues including CIP/CDD/EDD documentation and Policy Procedures. Additionally, he has experience assisting clients with the implementation of Information Technology and Information Security controls. Prior to joining Verittas, Mr. Manzi served in the Risk Assurance practice at PricewaterhouseCoopers.

 

 



Specific Skill Sets

  • Bank Secrecy Act/Anti Money Laundering
  • Information Technology Risk Management
  • SOX reporting and Compliance
  • Gramm-Leach-Bliley Act Compliance
  • Regulatory Remediation and Compliance
  • BSA/AML Software Alert Clearing
  • Data Analytics
  • Enhanced Due Dilligence
  • Internal Audit Project Management
  • Change Management Processes
  • IT General Controls
  • Business Process Documentation and Enhancement
  • Corporate Finance
  • Controls Design and Testing


Education

  • University of Scranton

 

 


Douglas Shelen, J.D.

Mr. Shelen has regulatory experience in the financial services industry. Additionally, Mr. Shelan has specific knowledge with residential mortgage laws in connection with TILA. RESPA, and the USA PATRIOT Act. Mr. Shelen also has legal work experience dealing with a variety of topics such as fraud, drug trafficking and other prosecutorial crimes.







Specific Skills:

  • TILA Compliance
  • RESPA Compliance
  • Patriot Act Compliance
  • Fraud Investigations
  • Graham-Leach Bliley Act Compliance

Certifications & Memberships

  • S.A.F.E. Act

Education

  • B.A. University of Tennessee
  • J.D. Chase College of Law

 


Hugo Fiorentini

Senior Associate

Mr. Fiorentini is a senior associate with Verittas Risk Advisors.  Prior to joining Verittas, Mr. Fiorentini served as a Vice President, Chief Financial Officer, and Controller at multiple California based Financial Institutions. Mr. Fiorentini has over 30 years of working in various capacities of Financial Institutions including financial reporting, internal control and processes, and Investment accounting. Specifically, Hugo has worked in the accounting departments of Multi-Billion dollar Banks enhancing internal reporting controls, Policies and Procedures, and Budgets.


Specific Skills:


  • Financial Reporting 
  • Investment Portfolio Management
  • SOX reporting
  • Budgeting
  • ALM and IRR Model Reporting
  • Public Accounting
  • Accounting & Finance Internal Controls
  • Tax Accounting for Financial Institutions
  • Internal & External Audit Project Management 



 

Education:

  • National University of Mexico

Rachel Flusser

Client Service Manager