Bulk Loan Purchases

Verittas offers full-service bulk loan portfolio services. We don’t broker transactions. We assist your institution with understanding market and transaction risks and documenting a process that reduces regulatory scrutiny. We then assist your bank to identify a portfolio that meets your needs, price the offering and perform due diligence on the loan files. The product pools that we have placed generally meet or exceed the credit quality underlying mortgage-backed security offerings.

  • Provide higher-yielding assets than cash and securities
  • Transaction turnaround in 30-45 days to quickly improve your earning potential
  • High-credit quality products
  • Full-service transaction assistance
  • Considerations for a transaction:

    • Balance sheet restructuring to increase yield over cash and securities
    • Concentration management (asset types, geographical, etc.)
    • Quickly provide loan assets without ramping up lending division resources